Take Control of Your Financial Future with NOAH’s Financial Capability Program

NOAH’s Financial Capability Program empowers individuals and families to achieve financial stability through free coaching, workshops, and resources. The program offers personalized one-on-one financial coaching with HUD-certified counselors, focusing on budgeting, saving, building credit, reducing debt, and understanding financial products. Special support is available for immigrant communities to overcome challenges like no credit history and language barriers. Participants report increased confidence and control over their financial futures. NOAH encourages everyone to take small steps towards long-term financial wellness. 

Table of Contents 

• Introduction to NOAH’s Financial Capability Program 
• Program Offerings 
• Importance of Financial Confidence 
• What to Expect During Coaching 
• Common Financial Challenges Addressed 
• Specialized Support for Immigrant Communities 
• Participant Testimonials 
• How to Get Started 

Introduction to NOAH’s Financial Capability Program 

At NOAH, we believe that financial empowerment starts with the right knowledge, tools, and support. That’s why we created the Financial Capability Program—a free resource designed to help individuals and families gain the skills and confidence they need to make smart financial decisions and plan for a better future. 

What is the Financial Capability Program?  

The Financial Capability Program is all about helping people build financial stability and independence. Whether you’re working toward a big goal like buying a car or just trying to stay on top of everyday expenses, our program meets you where you are and gives you a roadmap to move forward.  

We offer:  

• One-on-one financial coaching with a HUD-certified counselor  
• Workshops and classes focused on budgeting, saving, credit, and more  
• Access to trusted resources for long-term financial wellness  

Why Confidence is Key  

Many of the people who come to us are facing tough situations—job loss, debt, or uncertainty about how to manage their money. One of the most powerful benefits of the program is confidence. Through coaching and education, participants go from feeling overwhelmed to having a clear plan and a sense of control over their finances.

What to Expect in a Coaching Session  

Each coaching session is:  

• Free and confidential  
• Personalized to your goals  
• Action-oriented, so you leave with clear next steps  

We cover important topics like:  

• Building credit and understanding credit reports  
• Reducing debt and creating a savings plan  
• Understanding how financial products work (like loans or credit cards)  

It's not about perfection—it's about starting and moving forward in the process!  

Common Challenges We Help With  

Many people come to NOAH feeling like they’ve missed out on basic financial education. We hear things like: 

•  "I’ve never made a budget before."  
• "I don’t know how credit works." 
•  "I’m doing my best, but I still feel stuck."  

We understand—and we’re here to help. Our coaches break things down in a simple, supportive way so you can take control of your financial life, one step at a time.  

Support for Immigrant Communities  

We know that immigrants often face unique financial challenges, such as:  

• No credit history  
• Language barriers  
• Unfamiliar banking systems  
• Mistrust due to experiences in other countries  

Our program is designed to bridge those gaps. We work with you to build trust, offer guidance, and connect you with the resources you need to succeed in the U.S. financial system.  

What Our Participants Say  

“Learning how to manage money was never really part of my life, and I joined this program at a time when my finances felt out of control. I just wanted to avoid bigger problems. Through the classes and one-on-one sessions, they helped me understand how to take small steps to improve. Thank you to NOAH and the team.”  — Carlos R., El Salvador  

Ready to Start?  

Take the first step by enrolling in our free Financial Capability Classes or scheduling a one-on-one session with a coach. No matter where you’re starting from, you have the power to build a stronger financial future.  

👉 Click here to learn more and get started.  

 👉 Learn more about NOAH's Education & Leadership Programs 

 👉 Why Personal Financial Education is So Important 

Glossary  

• Financial Stability: The ability to manage financial obligations and save for future goals without excessive stress. 
• HUD-Certified Counselor: A professional approved by the U.S. Department of Housing and Urban Development to provide financial coaching. 
• Budgeting: Planning how to allocate income towards expenses, savings, and debt payments. 
• Credit Report: A detailed record of an individual's credit history used by lenders to assess creditworthiness. 
• Financial Products: Financial services like loans, savings accounts, and credit cards provided by banks or institutions.

FAQs 

• Q1: What is the goal of NOAH’s Financial Capability Program? 

A1: The goal is to help individuals and families achieve financial stability and independence through coaching and education. 

•  Q2: Is there a cost to participate in the program? 

A2: No, the Financial Capability Program is completely free and confidential. 

•  Q3: What financial topics are covered in the coaching sessions? 

A3: Topics include budgeting, saving, building credit, reducing debt, and understanding financial products. 

•  Q4: Does NOAH offer services for immigrants with no credit history? 

A4: Yes, the program specifically supports immigrants by helping them navigate financial systems and build trust. 

•  Q5: How can I enroll in the program? 

A5: You can enroll by signing up for free classes or scheduling a one-on-one coaching session through their website.